The “We Buy Houses Company” is now in California

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The “We Buy Houses Company” is now in California

The “We Buy Houses Company” is now in California

If you are in California and you need to sell your house fast, we can help!

In today’s economy it is harder than ever to sell your house fast. In fact in most areas of the country less than 10% of the houses are selling in 6 months or less.

What does that mean? Well let’s just keep numbers even for easy math, but if your monthly house payment was $1,000 then you just spent $6,000 in holding that property untill it sells. What if it doesn’t sell in 6 months? What if it takes a year or more? Plus we haven’t even added in the electric bill, the water bill, insurance, lawn maintenance and all the other things that we have to pay for to keep our house in selling and showing condition. Oh yea, don’t forget to subtract a big chunk of your sale price to your realtor for their commission.

So why wait? We buy houses fast so you can move out and move on!

WeBuyHousesin1Week.com is a large network of professional home buyers and we have these home buyers in every state and almost every county. Don’t worry about us “spamming” out your email either, we have a select group of home buyers in your location that can look at your situation and your property and give you a fast and fair offer on your home.

We can handle all the paper work, close with our attorney or yours, and get your property off your list of responsibilities.

We also work to be sure that you have what you need to move on. In some cases we can even give you cash up front to help you with your move, now what Realtor will ever do that?

If you are selling your house in part of the United States, give us an opportunity to buy your house now and close when you want.

What ever your situation is that puts you in a position that you would need to sell fast, we can help. Behind on payments? Tax Lien? Divorce? Tired landlord? ect, etc, we have helped thousands of home owners just like you.

California, we are now buying houses in these locations:
San Bernardino County: Fontana, Rialto, Colton, Bloomington, San Bernardino, Highland and zip codes 92335, 92336, 92337, 92376, 92377, 92324, 92316, 92405, 92404, 92346

Los Angeles County: Long Beach, Lakewood, Bellflower,Paramount, Hawaiian Gardens and zip codes 90802, 90803, 90804, 90805, 90806, 90807, 90808, 90810, 90814, 90712, 90713, 90715, 90706, 90723, 90716

Not in California? Go here to locate your location where we buy houses!

We Are Your Source to Find Local Qualified Home Investors That Buy Houses Fast For Cash!

About Author

You can sell your house fast by selling your house to us! You see, we’re not Realtors® who simply want to list your house for a commission and hope it sells one day. Instead, we’re a group of Professional Home buyers who buy and sell houses in any condition or price range all over the states and are actively seeking to buy houses today in all areas. If you’d like to sell us your house faster than you ever thought possible!

Written by administrator

February 6th, 2010 at 3:26 pm

Posted in buy house insurance

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10 Responses to 'The “We Buy Houses Company” is now in California'

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Amica is a great direct writer. They've got low prices, but are fast to cancel you with a claim.

USAA, if you qualify, is probably the best. I also really like Travelers and Erie.

Right now, my personal homeowners is with State Farm.

You're best off checking first, with the company that writes your car insurance, though.

bizzy bone

6 Feb 10 at 3:31 pm
It is a little hidden question in the new cost estimator program. Well, the question really has to do with shape, square, rectangle, irregular, very irregular.
The more corners a building has, the more expensive it is to rebuild.
We don't ask, we get measurements from the town & get our own pictures.

stevelonelyguy74

6 Feb 10 at 3:52 pm
House insurance is insurance to cover your house, if it burns down or such.

YOU are talking about LIFE insurance, either a decreasing term insurance policy, or straight term. It's going to be rated based on how old you are, what your health is like, how much the mortgage is, and how many years you have left.

Ever thought about consulting an estate attorney, and putting the house in trust? Then letting the life insurance policy fund the trust, to pay property taxes, insurance, food, and utilities, after you pass away? That provides housing to him, without giving him any income.

analisha2201

6 Feb 10 at 4:00 pm
Any Insurance company should be able to give you a Homeowners Policy. The same company you have your vehicle ins. through should be able to help you with the house too!

American Family is pretty good and they usaully don't pester you with stuff.

lauriece

6 Feb 10 at 4:06 pm
Carrie C, Home insurance covers lots of different things. I'm not familiar with the Georgia regulations, so I suggest you visit a nearby homeowners insurance agent. http://www.easyhomeinsuranceguide.com/Georgia-Home-Insurance.html They should be able to help you.

Carrie C

7 Feb 10 at 3:45 pm
If you're not living in it, it's not going to be a homeowners policy. It will cover the structure. If you're doing more than cosmetic work, it's a type of builder's risk policy called an installation floater. If it's just cosmetic, you can buy a vacant dwelling policy. You can't add liability to an installation floater, but you can't add building materials on premises to a vacant dwelling policy.

And just because you're there every day, doesn't mean it's "owner occupied". If you're not LIVING there, it's unoccupied, aka, vacant.

Insurance on a flip house is NOT going to be what you're likely to think of as reasonable.

You need to sit down with your agent and discuss this in detail. If you're going to be flipping houses regularly, you're going to need a close relationship with an agent who can get things done for you.

dallas patent

8 Feb 10 at 5:08 am
Escrow. You give your quote to your lender and when you go to close you will pay it there. At least, that is what I had to do.

MissRockabillyLilly

8 Feb 10 at 1:12 pm
No, what your lender is saying that you need a home
owners policy or binder on the home that you are going to buy. You obviously have already signed a contract, and doing the process of setting up the closing, you have to furnish them at least a binder, that will tell them that you have coverage once the loan is closed and the house is yours. They will collect the amount for one year, plus about two months to establish your escrow account to ensure that when the insurance policy comes up for renewal that there will be enough funds to cover the renewal cost, which generally will go up a little bit. This is why they charge a full year plus a couple of months. Just give your agent the description of the house or a copy of the appraisal and they can do the rest for you. Your broker/lender will then accept a faxed copy, and the original policy can be furnished at the closing. Your mortgage originator or loan officer should have explained all this to you. If you aren't going to have an escrow, then you will just furnish a paid in full for one year home owners policy at the closing, but again the lender/broker will need at least a binder of proof and the cost prior to sending out the closing package to the attorney for final closing of the transaction.

Red Velvet

9 Feb 10 at 12:02 am
Law? No.

Your mortgage company? Yes.

You determine what your policy will cover, your insurance company will only demand structure, enough to pay them if you burn it down.

Flood and earthquake insurance are options you add on, and the costs varies by your flood zone. The Katrina victims (some) opted not to have flood insurance, and suffered from their choice to spend their money elsewhere.

I have never seen a policy that is only 100 a month, but I would suppose you can get one. Houses costs too much where I live for 100 bucks to cover them.

Lady of Darkness

9 Feb 10 at 4:14 pm
Let's assume that the worst happens: You buy a house for $100,000 with an $80,000 mortgage. One day the door swings open and the person demands to know what you're doing in his house. Turns out your seller forged this guy's name on the documents and you don't have good title. You can sue the seller, but in the meantime the court will give the house back to the victim.

In that case your lender will file a claim under the Lender's Title policy, which is in the amount of the mortgage — $80k — and they're happy. If you don't have an owner's policy, you'll be out of the house and also your $20k. That's why your lender doesn't care if you have an owner's policy or not.

Insurance is a matter of a person's risk tolerance. If you want to skip the owner's policy and take the chance that there's nothing wrong with the title, that's an option. But the cost compared to the potential loss is pretty insignificant.

hmn186282

9 Feb 10 at 4:25 pm

Amica is a great direct writer. They've got low prices, but are fast to cancel you with a claim.

USAA, if you qualify, is probably the best. I also really like Travelers and Erie.

Right now, my personal homeowners is with State Farm.

You're best off checking first, with the company that writes your car insurance, though.

bizzy bone

6 Feb 10 at 3:31 pm

It is a little hidden question in the new cost estimator program. Well, the question really has to do with shape, square, rectangle, irregular, very irregular.
The more corners a building has, the more expensive it is to rebuild.
We don't ask, we get measurements from the town & get our own pictures.

stevelonelyguy74

6 Feb 10 at 3:52 pm

House insurance is insurance to cover your house, if it burns down or such.

YOU are talking about LIFE insurance, either a decreasing term insurance policy, or straight term. It's going to be rated based on how old you are, what your health is like, how much the mortgage is, and how many years you have left.

Ever thought about consulting an estate attorney, and putting the house in trust? Then letting the life insurance policy fund the trust, to pay property taxes, insurance, food, and utilities, after you pass away? That provides housing to him, without giving him any income.

analisha2201

6 Feb 10 at 4:00 pm

Any Insurance company should be able to give you a Homeowners Policy. The same company you have your vehicle ins. through should be able to help you with the house too!

American Family is pretty good and they usaully don't pester you with stuff.

lauriece

6 Feb 10 at 4:06 pm

Carrie C, Home insurance covers lots of different things. I'm not familiar with the Georgia regulations, so I suggest you visit a nearby homeowners insurance agent. http://www.easyhomeinsuranceguide.com/Georgia-Home-Insurance.html They should be able to help you.

Carrie C

7 Feb 10 at 3:45 pm

If you're not living in it, it's not going to be a homeowners policy. It will cover the structure. If you're doing more than cosmetic work, it's a type of builder's risk policy called an installation floater. If it's just cosmetic, you can buy a vacant dwelling policy. You can't add liability to an installation floater, but you can't add building materials on premises to a vacant dwelling policy.

And just because you're there every day, doesn't mean it's "owner occupied". If you're not LIVING there, it's unoccupied, aka, vacant.

Insurance on a flip house is NOT going to be what you're likely to think of as reasonable.

You need to sit down with your agent and discuss this in detail. If you're going to be flipping houses regularly, you're going to need a close relationship with an agent who can get things done for you.

dallas patent

8 Feb 10 at 5:08 am

Escrow. You give your quote to your lender and when you go to close you will pay it there. At least, that is what I had to do.

MissRockabillyLilly

8 Feb 10 at 1:12 pm

No, what your lender is saying that you need a home
owners policy or binder on the home that you are going to buy. You obviously have already signed a contract, and doing the process of setting up the closing, you have to furnish them at least a binder, that will tell them that you have coverage once the loan is closed and the house is yours. They will collect the amount for one year, plus about two months to establish your escrow account to ensure that when the insurance policy comes up for renewal that there will be enough funds to cover the renewal cost, which generally will go up a little bit. This is why they charge a full year plus a couple of months. Just give your agent the description of the house or a copy of the appraisal and they can do the rest for you. Your broker/lender will then accept a faxed copy, and the original policy can be furnished at the closing. Your mortgage originator or loan officer should have explained all this to you. If you aren't going to have an escrow, then you will just furnish a paid in full for one year home owners policy at the closing, but again the lender/broker will need at least a binder of proof and the cost prior to sending out the closing package to the attorney for final closing of the transaction.

Red Velvet

9 Feb 10 at 12:02 am

Law? No.

Your mortgage company? Yes.

You determine what your policy will cover, your insurance company will only demand structure, enough to pay them if you burn it down.

Flood and earthquake insurance are options you add on, and the costs varies by your flood zone. The Katrina victims (some) opted not to have flood insurance, and suffered from their choice to spend their money elsewhere.

I have never seen a policy that is only 100 a month, but I would suppose you can get one. Houses costs too much where I live for 100 bucks to cover them.

Lady of Darkness

9 Feb 10 at 4:14 pm

Let's assume that the worst happens: You buy a house for $100,000 with an $80,000 mortgage. One day the door swings open and the person demands to know what you're doing in his house. Turns out your seller forged this guy's name on the documents and you don't have good title. You can sue the seller, but in the meantime the court will give the house back to the victim.

In that case your lender will file a claim under the Lender's Title policy, which is in the amount of the mortgage — $80k — and they're happy. If you don't have an owner's policy, you'll be out of the house and also your $20k. That's why your lender doesn't care if you have an owner's policy or not.

Insurance is a matter of a person's risk tolerance. If you want to skip the owner's policy and take the chance that there's nothing wrong with the title, that's an option. But the cost compared to the potential loss is pretty insignificant.

hmn186282

9 Feb 10 at 4:25 pm

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